The benefits of Equity Release
Flexible
You decide exactly how much of your property
you wish to sell, Neville James will not insist you release
a minimum amount or indeed sell the whole property.
Make your equity work for you
If you choose to make some home improvements
with the cash you release, we can arrange for your property
to be
valued on the basis of the amount it will be worth AFTER the
work has been completed, allowing you to release
additional funds if you wish.
Inheritance Tax Planning*
By selling a proportion of your home, you
can ensure that the value of the part retained falls within
the nil rate band. If the value of the retained part increases,
you can sell more in the future.
Life without worry
Live in your home without any further payments
– no rent (except existing ground rent charges for leasehold
properties) or interest payments apply.
Best of both worlds - in the case of a partial reversion:
You can still potentially benefit from any
future rises in the housing market in relation to the percentage
of your
home you retain.
Have the peace of mind of knowing that you
will still be able to leave part of your property to your
loved ones.
With a Home Reversion Plan, there is no
need for a negative equity guarantee as the percentage of
your home you
retain cannot be eroded by interest charges.
* please seek advice from your Financial
Advisor
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